Financial Planning and the Law of Attraction 

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Richard J. Kransey recently wrote a great article entitled, “The New Law of Attraction in Financial Planning.” In it, he stresses the importance of using your passion and purpose to guide your financial planning, and I couldn’t agree more. 

When you are standing at the beginning of any goal setting — whether it’s financial planning or otherwise — you must ask yourself: What am I trying to accomplish? What is my purpose? 

Remember, money is not everything. A nice car and a huge house will bring temporary happiness, but that’s all. A Porsche or a Ferrari will bring ephemeral joy that will fade as soon as it began. True happiness only comes from within. You cannot find it outside of yourself in material things. 

If you want to be financially free, you need to find your purpose. What’s your passion? If you follow it, the money will come in. Most people have it backwards. They truly believe that if I have the big account, or big house, I’m going to be happy. It doesn’t work that way. However, if you’re doing what you love, the money will follow. 

It’s very important to remember: don’t be backwards. The material things don’t get you happiness. Living your passion is what allows you to grow financially and do the things you want. But you find that within. It doesn’t come from the exterior. And best of all, if you’re doing what you truly love, you may not worry about the fancy car and the big house. You’re getting your joy from within, not from your possessions. 

That’s what struck me with Richard Kransey’s article. He talks about how a big portfolio is not directly related to happiness. Concentrating on what makes you happy and how you feel is key. You need to have a better understanding of your values. For example, if you are focused on buying a home, why is that a goal? Does it make you feel like you accomplished something? Does it make you feel fulfilled? 

I use this exercise often in order to help clients find their passions and purpose. I’ll ask a series of “whys,” to discover what makes a person’s heart really sing. It is very important to be conscious of why you want to have the things you want. 

Ultimately, using your money to achieve what is important to you is using the Law of Attraction to your benefit financial planning. Find out what is important to you first, and then develop your financial plan around those values 

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Dr. Alex Ledgister is not your typical “Success Coach.” The former Marine who holds a Ph.D.

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